Beware Hidden Costs of Credit Cards as Retailers Push Discounts

Consumers need to be aware of hidden costs and fees that come with credit-card offers, especially as holiday shopping goes into full swing.

Thats the message from, a website that seeks to help people compare financial services including credit cards, savings accounts and personal loans.

The company warns that a stores money-saving offer, such as 10 percent off a purchase after signing up for a store credit card, may end up being very expensive.

Any time youre offered something at that point of purchase, it may not be as good a deal as it seems, Nicholas Clements, a co-founder of who previously ran the UK card business for Barclaycard,...

Is The 7Twelve Portfolio The Best Way To Diversify Your Investments?

For the rest of the Forbes 2015 Investment Guide,click here.

While teaching family finance at Brigham Young University, Craig Israelsen got a question that bugged him: What should be in a diversified portfolio? “That’s the perfect question,” he says. Except that he didn’t have a good answer-or at least not one that would make sense to and for the average individual investor. So in 2008 he came up with his own diversification formula, which has been catching on with financial planners.

Israelsen, 55, calls it the 7Twelve Portfolio, because it consists of 12 equal slices of mutual funds drawn from seven asset classes (US equity, non-US equity, real estate,...


NEW YORK, Dec. 10, 2014 (GLOBE NEWSWIRE) — Houlihan Lokey, the international investment bank, today announced that Richard Lee has joined the firm as a Managing Director in its Dispute Resolution amp; Financial Expert Opinions practice within Financial Advisory Services (FAS). He is based in New York.

Mr. Lee has more than 18 years of experience providing forensic accounting, valuation, and financial consulting services, most recently serving as a Partner at Deloitte Financial Advisory Services. Over the course of his career, Mr. Lee has conducted forensic accounting, economic damages, and valuation engagements in hundreds of matters, including breach of contract, intellectual...

Ariel Investments’ Rupal Bhansali: 2015 stock picks




Investors looking for money-making ideas outside the USA should be able to unearth some good opportunities abroad in 2015 despite economic challenges and risks in big markets such as China and the Eurozone, says Rupal Bhansali, chief investment officer of international equities at Ariel Investments.

There is opportunity in all parts of the world, says Bhansali, who manages Ariels International Fund and its Global Fund, adding that investors will need to pick their spots and zero in on foreign stocks and sectors that are cheap relative to their US peers.


Worldhotels and JF Capital Advisors Create Joint Strategic Partnership

Worldhotels and JF Capital Advisors Create Joint Strategic Partnership
JF Capital Advisors to provide access to capital markets for Worldhotels portfolio of independent luxury and upscale hotels

Worldhotels and JF Capital Advisors today announced the execution of a joint strategic partnership. Worldhotels is one of the leading groups for independent luxury and upscale hotels worldwide. JF Capital Advisors is a New York-based hospitality investment and advisory firm.

Under the agreement, JF Capital Advisors will provide financial consulting and investment advisory services for hotel owners whose properties are Worldhotels affiliate members. JF Capital Advisors will assist...

Trademark Application for "VIP ITECH" Filed by International Business Machines


By a News Reporter-Staff News Editor at Computer Weekly News — According to news reporting originating from Washington, DC, by VerticalNews journalists, a trademark application has been made for VIP ITECH by

Leonora Hoicka, representing International Business Machines. This application was made available to the public on November 28, 2014.

The international trademark goods and services class codes for this trademark application are 009 and 036.

The serial number for this application is 78697702.

As submitted by the applicant,...

Bill Would Allow 529 College Savings Plan Investors To Change Investments …

With less disposable income and difficulty meeting the ever rising cost of tuition, parents often have a tough time saving for their childs future education. A law poised to make its way though Congress aims to give parents using certain college savings plans more flexibility in their investments.

The Wall Street Journal reports that Congress is likely to pass a measure the Achieving a Better Life Experience (ABLE) Act – that would allow investors in 529 college savings plans to make changes to their investment holdings twice a year, a significant┬áchange from the current rules.

Under the Internal Revenue Services current rules, 529 account holders are only allowed to make...

The 7 Best Investments of 2014

For some asset classes, there has been a bull market: equity mutual funds and stocks have performed well in recent years. One mutual fund, the Matthews India Fund, is up by over 66% this year. For large individual US stocks, Southwest Airlines is the best performer, having more-than doubled in 2014.

Click here to see the seven best investments of 2014.

In other classes, individual investments stood out from the pack. The Vanguard Extended Duration Treasury Index Fund has returned 39% in the year-to-date, versus just over a 5% return in the Barclays US Aggregate Bond Index. And while the commodities market has lagged, coffee has been a notable exception. ICE Coffee C futures are up over...

EagleBank Appoints Charles C. Brockett Executive Vice President, Director of …

EagleBank Appoints Charles C. Brockett Executive Vice President, Director of Operations

December 09, 2014: 06:00 AM ET

BETHESDA, Md., Dec. 9, 2014 (GLOBE NEWSWIRE) — EagleBank today announced that Charles C. Brockett has joined the executive team of EagleBank. Brockett was previously an executive at Virginia Heritage Bank (“VHB”), which was acquired by Eagle Bancorp, Inc. on October 31, 2014.

Brockett has been appointed Executive Vice President and Director of Operations of the Bank. Prior to joining EagleBank in October, he served at VHB where he was a founding director, as well as Chief Financial Officer since 2005, and Chief Operating Officer...

National Rural Accountable Care Consortium Announces New Financial …

NEVADA CITY, Calif., Dec. 2, 2014 /PRNewswire/ — The National Rural Accountable Care Consortium has announced the creation of preferred consulting relationships with four nationally recognized financial consulting firms to support its 2016 ACOs. These firms are BKD, DHG Healthcare, Eide Bailly, and HFS Consultants.

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With their deep expertise, these financial consulting firms are highly regarded for their work in the healthcare industry, particularly with rural health systems. We are tremendously excited to bring their expertise to our Accountable Care Organizations, said Lynn Barr, founder of the National...