Credit Card "Convenience" Checks Come With Costs

A check is a check is a check, unless its not. A check that draws from your bank account and a check from you credit card are way different.

Credit card convenience checks are used for balance transfers, to pay yourself cash or other bills. The company mails them to you. And if you use them, you need to be prepared to pay for the convenience.

If you use the checks for balance transfers or cash advances be prepared for a 3 to 5% fee — even if your card has a 0% APR. Heres a good point to keep in mind from Nerdwallet; the clock starts on interest rates as soon as you use the cash, as opposed to the grace period you usually get if you pay your credit card off by the end of the month.


Best Hotel Reward Cards To Celebrate July 4 Vacation Plans

Celebrating the 4th of July and joys of summer? The most popular rewards credit cards for every summer are vacation and travel based rewards or points credit cards. We reached out to the editorial team from BestCreditCards2015 to get some additional insight. Do you travel often for business or for pleasure? If so chances are you often stay at a hotel. If you prefer staying at a particular hotel chain then a hotel branded credit card would be a good credit card for you to consider. These credit cards tend to return a higher value than would an air mile credit card. You also can earn awesome perks and benefits such as upgrades, complimentary services, and even free nights as well as other assorted...

Clear, analytical consulting: OVB helps clients navigate private pensions

Private pension provision is complex. It therefore represents a serious obstacle for most people. With a functioning state pension system, reluctance regarding this issue may still be defensible. However, it is irresponsible in view of demographic change.

Throughout Europe, state pension benefits are continuously being reduced, which increases the risk of poverty in old age for large sections of the population. It is no longer only low earners and people who are less educated that are affected; the well-educated middle class is in danger too – in other words 80 to 90 percent of all Europeans. Against this backdrop, financial intermediation is a social responsibility for us all....

Keep investments from going on ‘vacation’

How can you avoid “taking a vacation” as an investor? Here are a few ideas:

o Don’t let your portfolio get “lazy.” Laziness is fine for vacations, but it’s not so great for an investment portfolio. When you invest, it can be easy to let things drift along and stay the same as they’ve always been. But over time, things can change: Your goals can change somewhat, your family situation can certainly change and even your investments themselves may change. That’s why it’s important to review your portfolio and your investment choices regularly, possibly with the help of a financial professional. You may not need to make drastic changes,...

Santa Barbara Tax and Accounting Services Establishes Itself as Local Business …

Launched in 2010, Santa Barbara Tax and Accounting Services, 420 E.CarilloSt. in Santa Barbara, is a full-service accounting firm specializing in small business and individual tax preparation, QuickBooks, business and financial consulting, and support for launching a business.

Restivo has been a serving the Santa Barbara area as a public accountant for more than 10 years. Prior to launching Santa Barbara Tax and Accounting Services, he practiced at two of Santa Barbaras largest CPA firms.

Restivo also has a background in investments from his years serving a local boutique investment firm by preparing detailed financial models and forecasts for private companies.


Transnational Group Signs Binding Letter of Intent to Assume Operational …

/EIN News/ — LAS VEGAS, July 1, 2015 (GLOBE NEWSWIRE) — Transnational Group, Inc. Transnational (Pink Sheets:TAMG), today announced that the Company has exchanged executed and binding Letters of Intent (LOI) with the Marble Mountain Mine Operation located in Enterprise, Utah. #xA0;

According to the LOI, Transnational Group has assumed operational control of the Marble Mountain Mine as of July 1, 2015 including all of its mining operations, production distribution, sales and administration in exchange for a pre negotiated royalty fee to be paid to the mines previous operators on a monthly basis.

The Marble Mountain Mine is located...

Dallas County plans major remodeling of historic Records Complex

Dallas County will gut and remodel the downtown Records Complex, county commissioners said Tuesday.

The commissioners said a project management firm will be hired to oversee the extensive renovation. They said they’re considering adding floors, which could be used for private offices or condominiums.

Either way, County Administrator Darryl Martin said, the project will cost “north of $100 million.” Construction could begin next year.

The Records Complex is one of six county buildings identified as showing signs of age. But it’s also one with a rich history. Jack Ruby was tried there. Famous criminals, including Clyde Barrow and Pretty Boy Floyd,...

Fidelity Investments DCIO executive dies at age 54

Frederick Charles Conley, senior vice president of institutional DCIO sales at Fidelity Financial Advisor Solutions, died June 26. He was 54.

Fred will be remembered by all of us at Fidelity as the consummate professional who went about every day with a passion that never dimmed. He was dedicated to our customers and to delivering the best solutions for them, said Scott Couto, president of Fidelity Financial Advisor Solutions, in an e-mailed statement. Freds impact will be long-lasting and he will be missed deeply by everyone he worked with.

Before Fidelity, Mr. Conley was a vice president at Goldman Sachs Asset Management and president of the institutional retirement group at Genworth...

Thrive announces regional business investments for June

“When Thrive 2055 was first launched in 2012, the Chattanooga region had experienced $4 billion in new business investments over a four-year period, between 2008 and 2012. That remarkable achievement also brought awareness to the growth our region was experiencing, particularly in light of the economic downturn the rest of the country was going through,” said Thrive 2055 Project Manager Bridgett Massengill. “Now we’ve seen over $1 billion in one month alone.”

Thrive 2055, which includes Whitfield and Murray counties, is a citizen-led, public-private endeavor to engage people from across the 16-county, tri-state Chattanooga region of southeast Tennessee,...

People in the News

• Susan Nelson has been named president of Junior Achievement of Sacramento, effective July 1.

Ms. Nelson replaces outgoing resident Susan Vicchio, who is retiring at the end of June after six years serving in that capacity.

For the past five years Ms. Nelson has served as director of programs for Junior Achievement of Sacramento. Prior to that, she has over 20 years of experience overseeing operations in the high tech industry as well as working with nonprofits.

Junior Achievement impacted more than 12,000 Sacramento area students during this past year with help from more than 700 business volunteers who taught JA classes.